6

It’s illegal to drive without insurance—so why do people still do it?

Auto insurance isn’t just required by law in most states; it’s something every smart driver should have—and at the right coverage amount, too. So how does almost 13 percent of the U.S. population drive around every day without owning an insurance policy?

Why don’t people buy car insurance?
Below are some of the most common reasons people who need auto insurance decide not to buy it or buy too little—ultimately leaving them underinsured.

1. It’s expensive
When times are good for the middle class, budgets aren’t as tight. There’s an observable, direct relationship between the number of uninsured motorists and the strength of the U.S. economy. The prosperous economy of the mid-2000s caused a drop in the number of uninsured motorists. But since the 2008 recession, there has been a steady increase in the number of uninsured drivers.

Americans spend an average of $1,099 a year on auto insurance, according to The National Association of Insurance Commissioners. When you add that to the average annual cost of living, things like housing, food, and utilities begin to take priority over car insurance. This reshuffling of priorities leads many to risk the penalties of driving without insurance in order to save money.

But if you’re struggling to choose between buying car insurance and making rent, you’ll be happy to know that some state governments, like California, New Jersey, and Hawaii, offer their low-income-residents cheaper car insurance premiums.

Drivers should also keep in mind the state minimum insurance requirements and minimum liability insurance limits for their states. It’s better to be informed than to find yourself paying a $25 to $5,000 ticket, undergoing a license suspension, or even facing jail time.

New Hampshire is the only state which doesn’t require residents to have car insurance. But uninsured drivers should remember—your decision to save money by not buying insurance could cost you a hefty price if you get into an accident.

We can help you find the best insurance premium for you and your car. Sign up for alerts for any discounts for which you qualify and make sure you meet your state’s minimum insurance requirements!

2. It takes too much time
The misconception that finding a good insurance premium is a long and taxing process is fueled by the lack of transparency within the car insurance industry online and over the phone.

Drivers find it uncomfortable to give away private information online or to an agent, and often get overwhelmed by the abundance of insurance premiums they see.

This frustration pushes consumers to choose policies quickly, without making sure their premium fits their profile and needs, just so they can be done with the process.

But the process doesn’t have to be that difficult. Quote comparison sites, like Us, allow drivers to customize and compare vehicle insurance policies and purchase a policy online in minutes via chat, email, or telephone.

3. Lack of trust
Drivers don’t buy insurance to be wowed; they purchase it to protect and secure their finances and assets. So when agents are busy trying to sell premiums that don’t necessarily fit their customers’ bill, customers may feel unheard and underserved. This lack of trust makes the process of buying insurance coverage unpleasant and unattractive.

We helps customers make sure their needs are being met by only displaying results that fit into customers’ budgets and their specific needs.

4. Complicated jargon
Liability coverage, bodily injury, property damage, comprehensive, collision: sometimes the fine-print distinctions are as frustrating as a long line at the DMV. It’s enough to make you want to never get in a car again.

Many consumers simply don’t have confidence in a product they don’t understand. Insurance policies, whether for life, home, or auto, are intangible products with their own sets of riders, terms, and exceptions. Plans are even more confusing if there’s little contact between customers and agents.

When consumers are confused and feel like they’re not being helped or benefitting from the insurance, they don’t see the point in keeping the policy. After all, why spend money every month for something you’re not actively using?

But finding the right insurance, and staying insured, is a much better alternative to taking your chances and ending up in a situation where you’re liable for thousands of dollars of damage you can’t afford.

Through us, you can find an auto insurance policy that meets your needs without making you pay an inordinate amount of money for a plan you don’t need.

Click below to read through our comprehensive “Car Insurance 101” guides:

Car Insurance Calculator

How Much Car Insurance Do I Really Need?

Types of Car Insurance

What is Property and Casualty Insurance?

5. Invincibility complex
Nobody wants to think about getting into a car accident. But all motorists, not just high-risk drivers, need to prepare for the worst to protect themselves, their savings, and their assets.

There is an average of 5.25 million car accidents in the United States every year. One of those accidents could likely involve you and your motor vehicle. And if you or the other driver don’t carry insurance or have uninsured motorist coverage, such an accident could lead to serious debt.

Many drivers are unaware that they’re underinsured until it’s too late, and as a result, face piling debt from medical bills and repair costs. It’s essential to find an insurance provider that covers all of your needs before you need them.

In fact, if you get caught driving under the influence, driving recklessly, or driving without insurance, chances are you’ll lose your driving privileges and the state will require you to file an SR-22 or FR-44—proof of financial responsibility or proof of insurance. This hard to secure after the charges show up on your record, and insurance companies usually drive up the prices. Check ouat

What are the penalties for driving without insurance?
Driving without insurance could mean you’re actively violating car insurance laws in your state. While most states give out hefty fines to uninsured vehicles, fourteen states go a step further and hand out misdemeanor charges. Other states, like New York, may even hand out jail time.

Not to mention this all goes on your driving record—which would drive up your insurance rates in the future.

So, save yourself the time, money, and embarrassment, and compare auto insurance quotes with us to make sure you’re covered!

Tanveen Vohra

5

Car problems can inspire some massive headaches. Trust us; we’ve been there.

And the kinds of issues that require a mechanic’s expertise can be irritating, if not downright debilitating. Besides the unexpected expense—which can often be exorbitant—being without your car can throw a major wrench in your daily routine.

Wouldn’t it be nice to have car insurance that functions the way health insurance does? The peace of mind that comes from knowing that you’re protected in case the worst happens is part of why insurance exists. But a car breakdown or other kind of mechanical problem isn’t typically covered in your standard auto insurance policy. To protect yourself from unanticipated car trouble, you’ll need something called mechanical breakdown insurance, or MBI.

Is mechanical breakdown insurance worth it?
While MBI might sound like an attempt for insurance companies to bilk you out of more money, it’s a legitimate service that can come in handy for some people.

MBI covers a lot of the same issues that an extended warranty does, but often with less hassle. If you’re shopping around for a new car, it may make more financial sense for you to forgo the extended warranty and set up MBI coverage instead. This is because you’ll need to pay either an additional lump sum upfront at the time of your car purchase or apply it to your auto loan. Depending on your loan’s interest rate, you may find that paying your monthly insurance premium is less costly than paying off a big loan.

Unlike an extended car warranty, MBI also gives you the freedom to choose where you have your vehicle serviced.

So…what does mechanical breakdown insurance cover?
One major caveat of mechanical breakdown insurance is that it doesn’t cover routine maintenance. This includes oil changes, tune-ups, brake pads, air conditioning, alignment, and air filter changes.

It also doesn’t cover any issues related to normal wear and tear, or intentional car damages. (Your regular auto insurance policy will step in for things like vandalism.) Instead, MBI is intended to reduce some of the sticker shock of surprise car trouble, including problems relating the transmission, steering mechanisms, cooling system, and other costly repairs. Some higher-end MBI policies also cover things like stereo or entertainment malfunctions and even hardware damage. Some policies even include rental car coverage, ensuring you get back on the road as quickly as possible. Looking for more perks? Your MBI policy not only covers damage—it might even provide roadside assistance and towing, too.

Which insurance companies offer mechanical breakdown insurance?
MBI coverage isn’t as common as other types of insurance coverage, so finding a company that offers it can be tricky. Many of the large, well-known companies don’t offer MBI, with the exception of GEICO. Other companies, such as Progressive, do offer MBI but underwrite it via a third party. Mercury Insurance, 21st Century, and The Hartford are a few of the smaller companies that offer this service.

Keep in mind that most companies have fairly stringent guidelines for issuing coverage. GEICO, for example, requires that your car be less than 15 months old and have fewer than 15,000 miles on it when you apply for an MBI policy. Most companies have similar rules in place.

lets you compare quotes from top national and regional providers, whether or not you’re looking for mechanical breakdown coverage. Once you’ve gotten your quote list, use our Tailored Features and Reviews tab within each bindable quote listing. Research or contact the insurance provider with the best deal to see if they’ll provide MBI in addition to your new, ready-to-buy policy quote.

How much does mechanical breakdown insurance cost?
Insurance companies can be a bit cagey about publishing their MBI rates, especially since they can fluctuate quite a bit based on the kind of car you drive and your driving record. Insurers typically advertise MBI plans as add-ons to your auto insurance policy, as well as a cheaper alternative to an extended warranty.

Typically, mechanical breakdown insurance has a fairly low deductible—often around $250 or so. As a refresher, a car insurance deductible is a maximum amount you’ll need to pay for out of pocket.

Do you need mechanical breakdown insurance?
Unlike auto insurance, it’s not legally required to carry mechanical breakdown insurance. Only you can decide if this type of insurance policy is appropriate for you. If you’ve ever been burned by an unpleasant surprise at the mechanic, you can likely understand the value that an MBI policy might offer you.

On the other hand, if you’ve got a lot of disposable income or won’t be financially derailed by car repairs, you can probably safely skip this type of coverage. Ultimately, the choice to get mechanical breakdown insurance is entirely yours!

And don’t forget to use Our Site to get a free quote on car insurance. Heck, get anywhere from six to 20 quotes, and start comparing and saving on your own terms. We’re giving them out for free, after all!

4

The dissolution of a marriage can be a stressful ordeal, especially when splitting assets and fighting over who gets the house and who pays the alimony.

While sorting through your family’s car insurance is probably the last thing on your mind, it’s a good idea to get a head start and separate your policies.

(And although finding a new insurance policy can be difficult, you can always use us to find and compare free quotes.)

If you’re doing a trial separation
Suppose you and your spouse decide to do a trial separation where one of you moves out of the house. In this case, you’ll have to contact your current insurance carrier and update them with the vehicle’s new garage address and your new commute distance.

If you’ve decided to get a divorce
If you and your partner decide to get a divorce, you will have to begin the process of separating your car insurance policies. While doing so, consider the following:

Either you or your ex-spouse has to get a new policy: This could depend on several factors, but it might be easier for the policyholder to apply for the removal of the primary insured person (the person listed on the policy). The insured is then legally required to give written consent that they understand they’re being removed. If you’re the person who is being removed from the policy, you should have another policy lined up to start right before your current policy ends to ensure there are no lapses in your insurance coverage.
Premiums change depending on where you move: If one of you is moving to another city or state, you might have to consider factors that could impact your insurance premium. Usually, bigger cities have higher crime rates that increase the risk of auto theft and damage, which could increase your premium. Moving to a rural area will typically have the opposite effect. In the same way, if the area you’re moving to is more prone to natural disasters than where you were living before, you may have to pay slightly higher. States also have different insurance requirements for minimum coverage, which you’ll also have to keep in mind when shopping for a new policy. Use an insurance comparison website like Us to make sure your new policy fits your needs and budget while satisfying minimum state requirements.
Make sure your name is on your vehicle title: You need to be on the title of the vehicle you’re insuring. So before removing your ex-spouse or yourself from your auto insurance policy, make sure only your name is on the title of the vehicle you intend to drive.
Buying a new car insurance policy
Usually, insurance providers give discounts to married couples or offer one for multi-car discounts if you and your partner insure your cars under the same policy. So chances are you might have to pay higher insurance rates after the divorce. Then again, if your spouse had a poor driving record with multiple DUIs or at-fault car accidents, while your driving history was mostly clean, you may get to pay less than you did before.

We ran insurance quotes on Our Site , which gives you free quotes for your profile, for a sample driver. The quotes are for a 40-year-old female in St. Augustine, Florida, who drives a 2016 Honda Accord and recently got a divorce. Below are the quotes from when she applied for car insurance with her partner and when she applied by herself after their divorce.

Insurance Company “Married” Quote (Two drivers) “Divorced” Quote (One driver) Percent Change
Travelers $138/month $89/month -35.5%
Elephant $130/month $102/month -21.5%
SafeAuto $170/month $113/month -33.5%
National General $178/month $121/month -32%
Direct Auto $190/month $134/month -29.5%
GAINSCO $195/month $136/month -30.3%
Mercury $263/month $140/month -46.8%
Bristol West $56/month $158/month +182%
The General $221/month $161/month -27%
Dairyland $247/month $185/month -25%

Whether you’re the person staying on the existing policy, or you’re the person who’s being removed, you should shop around for a new policy and make sure you’re getting all the discounts for which you’re eligible. Keep in mind the following when you’re buying your new car insurance policy:

Your new insurance rate will reflect only your driving record: Since both you and your former spouse will now have separate coverage, your new insurance rate will reflect only your driving history and the car you own. So if you’re keeping the station wagon and your ex-spouse is taking the sports car, you might have to pay lower rates than them. In most states, except Hawaii, California, and Massachusetts, insurance companies also consider your credit history when calculating your quotes. If your credit score is better than your former spouse’s, you may get a lower deal.
You could get a discount if you bundle your insurance policies: Insurance companies usually give out discounts when you bundle your auto insurance along with any other insurance policies you need, such as renters insurance or homeowners insurance. Whether you’re staying in the home you and your former partner shared, or you’re the one who’s moving out, it makes sense to bundle your home insurance with your auto insurance. You can do so on our Site, where you can compare free quotes for your insurance needs and find out what discounts for which you may be eligible.
You should add your driving-age kids to your insurance policy: If you and your ex-spouse have driving-age kids, they will need to be on either you or your ex-spouse’s insurance, since premiums for independent teen drivers are much more expensive. You should add your child to the insurance policy that covers the car they drive. If your child drives both you and your ex-spouse’s cars, add them to both insurance policies.
Divorce can get messy, and you might not have the time and energy to sort through the specifics of car insurance policies. Nevertheless, it’s important to separate your insurance from that of your former spouse and make sure you are no longer liable for their driving record.

Shopping around for a new policy can seem like a daunting, time-consuming task, but it doesn’t have to be. Use Us to find and compare the best and cheapest insurance quotes, whether you’re actively due for a new plan or just curious about ways to save. It’s fast, easy, and secure!

3

Car theft. It’s something you think will never happen to you…until it does.

Unfortunately, car theft is all too common in the United States, with a car stolen every 26.4 seconds according to the FBI. And the odds of experiencing car theft are even higher if you live in a busy urban area.

Luckily, you have options. With the right car insurance, you can recover from the financial loss that comes with car theft.

And remember: we has the tools you need to weigh your options and compare quotes so that you can make empowered decisions about your car insurance.

Your car has been stolen. Now what?
You walk out to your parking space and find it empty. Your car is gone—and your first instinct is probably to panic. This is completely understandable. But the first thing you should do is take a deep breath and spring into action.

Once you are sure your car has been stolen (and not towed), the first thing to do is call the police. The sooner you call them, the better your chances are of recovering your stolen vehicle. You’ll want to file a police report and outline the basic details of your car: the make and model, the license plate number, where you were parked, and any other relevant information.

Then, it’s time to reach out to your car insurance company. Depending on the type of coverage you have, you could receive a payout equal to the value of your vehicle.

Does your car insurance cover theft? It depends.
Keeping track of the different types of car insurance can make your head spin. A straightforward way to think of car insurance is in terms of collision coverage versus comprehensive coverage.

As the name suggests, collision insurance covers car accidents. Meanwhile, comprehensive insurance covers just about everything else, like weather-related damage, vandalism and, of course, auto theft.

Comprehensive car insurance isn’t required. Liability insurance is what almost all drivers have, and it’s not enough to cover your car in the case of theft. Because comprehensive insurance is an optional form of additional coverage, you’ll want to reach out to your provider and double-check if you have it. If you have a new vehicle or if you live in an area where car theft is common, it’s probably a good idea to look into comprehensive coverage.

Additionally, comprehensive coverage will cover damage to your car during the theft, such as broken windows or broken door locks.

So, how does the claims process work?
Once you file an insurance claim, you’ll have to wait a bit before receiving a payout. First, your insurance company will inspect the situation to make sure your car was stolen. If everything checks out, your insurance provider will calculate the actual cash value (ACV) of your car. To do so, it will take into account the original cost of your vehicle and the general wear and tear it has taken on.

After a waiting period of a few weeks, your car insurance company will reimburse you based on the ACV they’ve calculated (minus your deductible). Feel free to negotiate with your insurance company if you feel the ACV they’ve calculated is too low. After all, an adjuster will typically start on the low end when calculating ACVs.

Does car insurance cover theft of personal items?
What if your car is still in its original parking spot—but some pricey items that were inside the vehicle are missing? Laptops, cell phones, purses, and other personal property are commonly stolen from cars, but unfortunately, comprehensive coverage doesn’t cover these stolen items. Instead, homeowners insurance or renters insurance might protect you from these unfortunate situations.

If your car was damaged during this break-in, you can file a claim. Broken windows and broken locks that might lead up to vehicle theft can be covered by comprehensive coverage.

What are some other factors to keep in mind?
With the rise of keyless vehicles, more drivers are leaving their key fobs in their cars. This phenomenon is leading to an increase in car thefts with keys still in the car, which can make the claims process trickier. Check your insurance policy or talk to an insurance agent—but know that in most cases comprehensive auto insurance covers losses even if you left a key or fob in the car.

If your car is stolen, you may need to rent a car for a few weeks as you wait for your claim or your vehicle recovery. You’ll likely be given a claim limit to help cover the costs of a rental vehicle. If your original car is deemed a total loss, you will only have a certain amount of time to use a rental car. Eventually, you’ll need to find a replacement car.

What happens if your car is recovered?
If you promptly called the police after your car was stolen, there’s a possibility your car will be recovered. If this is the case, you can get the stolen car assessed after its recovery. If the vehicle has incurred damage since its theft, you could be reimbursed for these repair costs if you have comprehensive coverage. If there is so much damage, the car might be considered a total loss, and you’ll be awarded the ACV of the vehicle.

If your car is recovered after receiving your claim, you may have to give up your claim…or your vehicle. Be sure to have this conversation with your auto insurance company.

we helps you find the right auto insurance for whatever comes your way. Finding the insurance coverage that meets your needs can be complicated—but we makes the process easy by helping you quickly compare your options and choose what policy works for you.

2

Coverage Options Provided by Root Car Insurance
Root’s coverage options should satisfy the needs of the average low-risk driver. Virtually every coverage option Root offers (besides the always-mandatory liability coverage!) remains optional. This means that drivers on the hunt for low rates can easily get a state minimum quote for their state’s minimum liability coverage limits.

Insurance coverages included on every Root car insurance policy appear in bold.

Liability coverage
Bodily injury liability
Property damage liability
Collision coverage (optional)
Comprehensive coverage (optional)
Medical payments coverage (optional; required by law in some states)
Personal Injury Protection (PIP) (optional; required by law in some states)
Rental coverage (optional)
Lyft credits (expand on this)
Roadside assistance
Uninsured motorist coverage (optional)
Uninsured motorist property damage (UMPD) (required by law in some states)
Uninsured and underinsured motorist bodily injury (UMBI/UIMBI)
Root is like almost all other standard or standard-preferred car insurance providers in that it offers “full coverage” car insurance. “Full coverage” car insurance is not an official industry term, but commonly refers to liability coverage + collision + comprehensive.

Root Car Insurance Quotes for 2019
Root offers users a unique quote based on their driving habits, and the “test drive” it requires is more of a marathon than a sprint. The instructions of the driving test are simple: drive as you would on any given day, for two to three weeks…as long as you have your phone on you!

If it all sounds a little scary, Root assures that your monitored driving practices, if they’re safe, will lead to lower insurance rates.

Keep in mind that if Root decides you’re too high-risk of a driver to insure, you won’t qualify to get a quote.

Consider the Insurify quote list for the following driver: a single, 29 year old female living in Houston, Texas; driving a 2011 Honda Accord; using her car only for pleasure driving; having a clean driving record; having good credit; opting for state minimum liability coverage.

Here are the real, bindable car insurance quotes this driver would receive on Insurify:

Insurance Company Monthly Quote
Mercury $91/month
Kemper $95/month
SafeAuto $105/month
Liberty Mutual $114/month
GAINSCO $124/month
Alinsco $137/month
Dairyland $137/month
Hallmark $175/month
The General $219/month

These are pretty good rates! And this is the type of low-risk driver that Root would probably love to insure. So, can low-mileage or low-risk drivers save money with Root? They should be able to, by Root’s admission. It’s up to this driver if she wants to take the driving test, prove her safe driving practices, and secure a quote with Root.

This driver can also compare Root’s car insurance rates with those she’d receive from State Farm, GEICO, Progressive, and Allstate.

1

This car insurance company uses advanced tech to analyze your driving behavior. So can it secure lower insurance rates and improve your driving habits, too?

Root is an unconventional auto insurance provider that uses telematics and artificial intelligence to set drivers’ insurance rates. Root doesn’t merely rely on personal information and driving records to determine how much a policyholder will pay. Instead, Root requires users to complete a test drive, which will largely determine the users’ base insurance rates. This business model focuses more on “how you drive” in an insurance landscape that seems to put more emphasis on “who you are.”

As of this writing, Root operates in the following states: Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, and Virginia.

The Root Insurance Co. website reports that the company’s coverage will soon extend to Alabama, Alaska, Hawaii, Massachusetts, New Hampshire, North Carolina, Washington, West Virginia, and the District of Columbia. It has plans to operate in all 50 states soon.

How Does Root Car Insurance Work?
The most important, and indeed unique, feature of your car insurance experience with Root is the test drive. Through telematics, Root can analyze each driver’s behavior behind the wheel, all thanks to one handy mobile app. That’s how Root calculates your quote. First, Root collects standard personal information like who you are and where you live. Then, the Root app uses telematics data on your driving behavior over a span of a few weeks to assess your risk profile and charge your premiums accordingly.

According to Root’s website,

Braking, speed, turns, times of day, miles driven, and driving routes are all considered when calculating your quote.

By this logic, safe drivers should ace the test and see lower rates as a result, right? That’s the idea that Root is built on. Root contends that this data-driven approach gives drivers “the rate [they] actually deserve.”

Joyriders and frequent speeders, take note! Root says that it won’t insure high-risk drivers. With a smaller pool of dangerous drivers on Root’s dime, it’s less likely that Root will have to pay out insurance claims. Insurance companies make a profit when they charge in premiums than they pay out in claims. As a result, Root claims it can secure good drivers up to 52 percent a year on their insurance premiums.

Using the Root app as a new user
Root’s distinguishing feature is its smartphone app, which is central to its business model. The Root app, which is available on iOS or Android, is the central hub through which Root’s telematics technology works. Through the app, users can also access their insurance ID card, manage their policy, submit claims, and complete payments.

Prospective policyholders can download the Root mobile app to get an idea of how managing a Root policy works. When you first sign up for the Root app, you’ll find a welcome screen that eventually leads to an “under one minute” signup process.

The app will ask for some personal information (your name, where you live, your driver’s license number, and your car’s VIN), but a handy disclaimer at the bottom of your screen will assure you that your information is 100 percent secure. (Note that you’ll still have to provide your mailing address—all of this comes before securing a quote or taking that driving test.) The official Root website assures users that the app only requires a “47 second signup” before you hit the road to take the driver’s test.

Root’s app interface is admittedly very user-friendly. With its clean aesthetics, logical progression of steps, and cheerful messaging, new users can feel secure in knowing that Root is a legit organization.

You can also start the quoting process online on Root’s official website.

But before taking a test drive and getting a car insurance quote from Root, you’ll probably want to figure out just what you’re signing up for.

Perfect Egg Recipes For Launch

This Is best Egg Recipes For lanch With your Familly
Some eggs are laid by female animals of many different species

Egg and Kimchi Rice Bowls

Ingredients:
Cooked brown rice- 6 cups
Large eggs-4
Bacon strips-4
Kimchi- 2 cups
Rice wine vinegar- 1/3 cup
Avocado, pitted, peeled and sliced- 1
Scallions, sliced- 2
Toasted sesame oil- 2 tsp
Vegetable oil- 1 tsp
Salt to taste
Directions:
1. Take vinegar. Kimchi and half a cup of water in a blender and process it till it turns
smooth.
2. In a medium bowl toss half of the kimchi sauce, rice and half a teaspoon salt. Cover
this and microwave for about 4 minutes till it becomes hot. Check the dish halfway
3. In the meanwhile place a large skillet over medium heat and cook bacon, about 4
minutes on each side, till it is brown and crispy. Place the cooked bacon on a plate lined
with paper towel to drain the excess fat. Cut the bacon to small pieces then.
4. Wipe and clean the skillet in which bacon was cooked. Pour some vegetable oil into it
and keep it over medium high flame. Crack eggs into it and season them with salt. Cook
the egg till the whites have set but the yolk is still runny. Remove this from the heat.
5. Portion the rice and place them in the bowls. On top of the rice place the egg, bacon,
avocado, scallion and the remaining kimchi sauce. Drizzle half a teaspoon of sesame oil
in each bowl and serve.

Spicy Chard Soup

Ingredients:
Swiss Chard- 2 pounds
Hard boiled eggs, peeled and quartered-
4
Low sodium chicken broth- 6 cups
Pita chips, coarsely crushed- 2 cups
Garlic cloves, finely chopped-4
Extra virgin olive oil- 3 ½ tbsp
Medium onion, finely chopped-1
Tomato paste- 2 tbsp
Plain Greek Yogurt- ¼ cup
Lemon, halved- 1
Harissa or other hot sauce- 1 tbsp
Cumin seeds- 1 tsp
Caraway seeds- 1 tsp
Salt to taste
Directions:
1. Cut the chard leaves I to 1-inch pieces and the stem into ½ inch pieces. Keep them
both separate. In a skillet kept over medium flame toast the cumin seeds and caraway
seeds. Cool them and grind them in a spice grinder.
2. Keep a large pot over medium flame and heat olive oil in it. Add the onion and the
chard stems to it and cook for around 6 minutes till they get soft. Make space in the pan
and add the ground spices, garlic, harissa and tomato paste. Cook this for 2 minutes and
then mix it with the vegetables. To this add a cup of water, chicken broth and chard
leaves. Bring this to simmer very fast and cook for around 10 minutes till the chard turns
tender. Add the juice of half a lemon to this and sprinkle salt as required.
3. In a small bowl mix the juice of another half a lemon, a pinch of salt and the yogurt.
Keep this aside.
4. After the soup is transferred to the serving bowl, add the pita chips, the eggs and put a
dollop of the yogurt mixture on top. Drizzle this with some olive oil and serve.

 

Easy FAST FOOD RECIPES IN HOME

Grilled Chicken with Tomato- Cucumber Salad

Ingredients:
For Grilled Chicken:
Chicken paillards, around 4 ounce each-
4
Olive oil spray
Black pepper, freshly ground- to taste
For the Salad:
Pear tomatoes, sliced in rounds- 1 cup
Kirby Cucumber, unpeeled, quartered
lengthwise and sliced- 1
Pepperoncini peppers, stemmed and
minced- 3
Lemon juice- 1 tbsp
Fresh dill, chopped-1 tbsp
Extra virgin olive oil- 1 tbsp
Garlic clove-1
Salt- to taste
Black pepper, freshly ground- to taste
Directions:
1. Crush the garlic clove and add one teaspoon salt to it. Mash it into a coarse paste with
the help of the flat side of a large knife.
2. Take a large bowl and add the garlic paste to it along with lemon juice and olive oil
and mix well. To this add dill, pepperoncini, cucumber and tomatoes and toss well. Add
freshly ground pepper to it liberally. Toss this again and set it aside.
3. Place the nonstick skillet or a grill pan in medium high and preheat it. Meanwhile the
chicken paillards should be spray with some olive oil and salt and black pepper should be
sprinkled on top. Grill the chicken for about 2 minutes per side till it is cooked through.
Place them on a plate and serve with the fresh salad.

Ingredients:
Chicken breasts, boneless, skinless, cut
into 1 inch wide strips- 1 ½ pounds
Broccoli, cut into florets- 1 bunch
Ketchup- ¾ cup
Panko (Japanese breadcrumbs)- 2 cups
Large eggs-2
Curry powder- 2tbsp
Dijon mustard- 1 tbsp
Ground cumin- 1tsp
Juice of one lime
Non- stick cooking spray- as required
Salt to taste
Directions:
1. Preheat the oven to 400 degree F. On the baking sheet, place a rack and use the
cooking spray on it. Take a shallow bowl and whisk together the cumin, mustard, eggs, a
teaspoon of curry powder and a teaspoon of salt. In another bowl mi panko and half a
teaspoon curry powder.
2. Immerse the chicken strips in the egg mixture and coat them with the panko mixture
after letting the excess egg coating drip off. Arrange the chicken strips on the rack and
use the cooking spray on it. Bake it for around 20 minutes till it is cooked and turns
golden brown in color.
3. Take a large pot with a steamer basket and boil one inch of water in it. Steam the
broccoli and cook it covered for 8 to 10 minutes till it turns soft and tender. In a small
bowl mix the remaining half teaspoon curry powder, the lime juice and ketchup. Serve
the naked chicken strips with steamed broccoli and the curried ketchup.

Mexican Chicken Stew

Ingredients:
Cooked chicken, shredded- 3 cups
Chicken stock- 3 to 4 cups
Chopped tomatoes- 1 can/ 28 ounces
White rice, cooked- 1 cup
Medium onion, roughly chopped-1
Olive oil- 4 tbsp
Large garlic cloves, roughly chopped- 4
Jalapenos, seeded and sliced- 2
Dried oregano- 1 tbsp
Dried cumin- 1 tsp
Worcestershire sauce- a few dashes
Lime-1
Sour cream- to garnish
Fresh cilantro leaves- to garnish
Salt to taste
Directions:
1. Place a saucepan in medium flame and heat oil in it. Sauté the onions in it for 1 to 2
minutes. Add jalapenos and garlic to this and let it sweat till it becomes translucent. After
this add the spices and cook for around 2 minutes till it starts emitting its fragrance. Add
the tock, Worcestershire sauce, chicken and tomatoes to this and simmer it and cook for
another twenty minutes.
2. Extract the juice of the lime into another pot. To this, add the juiced halves also.
3. Add the cooked rice to the saucepan and cook for another 5 minutes so that the rice
becomes hot as well. Add salt to taste and serve with sour cream and cilantro leaves as
garnish.

Perfect Receipes For Lanch With Family

Grilled Chicken with Avocado Pesto

Ingredients:
Chicken breasts, boneless and skinless,
cut into 1-inch pieces- 2 ¼ pounds
Fresh basil leaves- 1 cup
Fresh parsley leaves- 1 cup
Pine nuts- ¼ cup
Extra virgin olive oil- 5 tablespoons
Lemon juice- 2 tbsp
Lemon zest- of one lemon
Garlic clove, crushed and peeled- 1
Ripe avocado, large-1
Black pepper, freshly ground- to taste
Salt-to taste
Directions:
To make this dish one needs to have twelve 6-inch bamboo skewers or six 12-inch metal
skewers.
1. Get the grill pan or outdoor grill in place, with medium flame. Take a large bowl and
mix the lemon zest and one tablespoon of oil. Add the chicken to this and toss to coat all
the pieces evenly. Season this with ground pepper and salt. Portion to chicken and thread
them into skewers.
2. Over medium flame keep a small skillet and toast the pine nuts by tossing them
frequently for about 3 to 4 minutes till it turns light golden in color. Let this cool.
3. Take a food processor. Add the parsley, half a teaspoon salt, garlic, pine nuts and some
peppers and process to make them a rough paste. To this add the lemon juice, three
tablespoons of oil and avocado and process it to turn it into a smooth paste.
4. Grill the chicken till it is just cooked through by turning it frequently for around 5 to 7
minutes. Serve the chicken along with the tasty pesto.

Chicken Thighs and Couscous with Dill

Ingredients:
Chicken thighs, boneless, skinless and
trimmed- 8
Couscous- 1 ¼ cup
Dill fronds, chopped- 1 cup
Grape tomatoes, each pierced halfway
with a paring knife- 1 cup
Persian cucumbers, diced into ½ inch
pieces
2 percent Greek yogurt- ½ cup
Olive oil- 2 tbsp
Lemon zest- 2 lemons
Lemon juice- of 3 lemons
Medium lemon cut into 4 wedges- 1
Dried oregano-1/2 tsp
Unsalted butter- 1 tsp
Black pepper, freshly ground- to taste
Salt- to taste
Directions:
1. Keep the oven rack at least 4 inches away from the heat source of the broiler and
preheat.
2. Place a medium sized sauce pan over medium high flame. Boil half a teaspoon of salt,
a teaspoon of butter and one and a half cup of water to simmer after keeping it covered.
As soon as it is removed from the heat, add the couscous to it and stir well and keep it
aside, covered, for 5 minutes. Fluff the contents with a fork and then mix in dill to the
couscous mixture and set it aside, covered, again.
3. In the meanwhile take a rimmed baking sheet and toss half a teaspoon of pepper,
oregano, a teaspoon of salt, olive oil, lemon juice and zest, tomatoes and the chicken.
Ensure that the chicken thighs are well covered by the marinade. Lay them flat on the
sheet and broil them for around 10 minutes till the chicken turns brown and gets cooked.
Make sure that you flip the tomatoes and chicken and rotate the pan half way through the
broiling.
4. Place 2 chicken thighs and a few tomatoes in each plate. Add the juices from the pan to
the dilled couscous. Put 1 ¼ cup of couscous on each plate. Add a dollop of yogurt, some
chopped cucumbers or a lemon wedge to it before serving.

Easy Chicken Fajitas Receipes

Homemade Frozen Chicken Fingers with Red Pepper-Basil
Dipping Sauce

Ingredients:
For Chicken Fingers:
Chicken Tenders- 2 pounds
Egg Whites- of 2 large eggs
Corn flakes – 2 cups
Whole wheat Melba toast – 2 ounces
Parmesan, finely grated – 1/3 cup
Parsley, finely chopped- 1 tbsp
Sweet Paprika- ½ tsp
Salt to taste
For Red Pepper –Basil Dipping Sauce:
2% Greek Yogurt- ½ cup
Fresh Basil, chopped- 2 tbsps
Roasted Red Pepper, chopped- 2 tbsps
White Wine Vinegar- ½ tsp
Garlic clove, grated- 1
Salt to taste
Directions:
1. Take a large re-sealable bag and add the corn flakes, the Melba toast, parmesan,
paprika, half a teaspoon of salt and parsley to it. Crush the contents into a coarse meal
using a rolling pin or the bottom of a skillet. Transfer the rushed contents into a shallow
dish.
2. Take a shallow dish and add the egg whites and 2 tablespoons of water to it. Whisk it
well.
3. Dip the chicken tenders in the whisked egg whites. Shake off the pieces to remove the
excess liquid. Coat the pieces with crushed mixture thoroughly and bake immediately or
refrigerate it for an hour before baking.
4. If you want to cook it at a later point, arrange the coated chicken tenders in a baking
sheets and freeze it for 1 or 2 hours till it turns hard. Then transfer it into a re-sealable bag
and freeze it for maximum 1 month.
5. To bake the coated chicken tenders, preheat the oven to 425 degree F. Place the baking
sheet on a baking rack and liberally spray it with cooking spray. Use the cooking spray
over the fresh or frozen coated chicken tenders. Arrange them on the baking rack and
bake them for 15-20 minutes, flipping them halfway, until the outer coating turns golden
and gets a crispy texture.
6. To prepare the sauce, mix all the ingredients well in a bowl. Add one tablespoon water
to it and mix well. Wrap it and refrigerate until it is ready to be served.

Sheet Pan Chicken Fajitas

Ingredients:
Chicken breast, boneless and skinless- 1
½ pounds
Flour tortillas, fajita sized, warmed- 8
Extra virgin olive oil- 2 tbsps
Large yellow onion, halved, thinly
sliced- 1
Baby bell peppers, halved, stemmed,
seeded- 1 pound
Chili powder- 1 tbsp
Lime juice- of one lime
Lime wedges-3 or 4
Guacamole- for garnishing
Hot sauce-for garnishing
Sour cream- for garnishing
Monterey Jack Cheese, shredded- for
garnishing
Directions:
1. Preheat the broiler with settings at high. The rimmed baking sheet should then be lined
with foil.
2. In a small bowl, mix two teaspoons of salt, one teaspoon of pepper and one tablespoon
of chili powder. Lay out the onions and peppers on the lined baking sheet. Season this
half of the chili powder mixture and drizzle it with one tablespoon of oil. Broil this for
about 10 minutes till they turn soft and start to char.
3. In the meanwhile cut the chicken into thick slices of about a quarter of an inch. Toss
them in a large bowl with one tablespoon oil and the remaining chili powder mixture.
4. Scatter the chicken on top of the vegetables which have just started getting charred.
Return the baking sheet to the broiler for approximately five minutes till the chicken gets
properly cooked and starts turning brown. Drizzle lime juice on top of the cooked dish.
Serve this with the tortillas, lime wedges, sour cream, hot sauce, guacamole and
Monterey Jack Cheese.