وصفات مطبخ للعائلة والأصدقاء

This car insurance company uses advanced tech to analyze your driving behavior. So can it secure lower insurance rates and improve your driving habits, too?





إضغط هنا لتشاهد الفيديو !


Root is an unconventional auto insurance provider that uses telematics and artificial intelligence to set drivers’ insurance rates. Root doesn’t merely rely on personal information and driving records to determine how much a policyholder will pay. Instead, Root requires users to complete a test drive, which will largely determine the users’ base insurance rates. This business model focuses more on “how you drive” in an insurance landscape that seems to put more emphasis on “who you are.”

 

As of this writing, Root operates in the following states: Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, and Virginia.

The Root Insurance Co. website reports that the company’s coverage will soon extend to Alabama, Alaska, Hawaii, Massachusetts, New Hampshire, North Carolina, Washington, West Virginia, and the District of Columbia. It has plans to operate in all 50 states soon.

How Does Root Car Insurance Work?
The most important, and indeed unique, feature of your car insurance experience with Root is the test drive. Through telematics, Root can analyze each driver’s behavior behind the wheel, all thanks to one handy mobile app. That’s how Root calculates your quote. First, Root collects standard personal information like who you are and where you live. Then, the Root app uses telematics data on your driving behavior over a span of a few weeks to assess your risk profile and charge your premiums accordingly.

According to Root’s website,

Braking, speed, turns, times of day, miles driven, and driving routes are all considered when calculating your quote.

By this logic, safe drivers should ace the test and see lower rates as a result, right? That’s the idea that Root is built on. Root contends that this data-driven approach gives drivers “the rate [they] actually deserve.”

Joyriders and frequent speeders, take note! Root says that it won’t insure high-risk drivers. With a smaller pool of dangerous drivers on Root’s dime, it’s less likely that Root will have to pay out insurance claims. Insurance companies make a profit when they charge in premiums than they pay out in claims. As a result, Root claims it can secure good drivers up to 52 percent a year on their insurance premiums.

Using the Root app as a new user
Root’s distinguishing feature is its smartphone app, which is central to its business model. The Root app, which is available on iOS or Android, is the central hub through which Root’s telematics technology works. Through the app, users can also access their insurance ID card, manage their policy, submit claims, and complete payments.

Prospective policyholders can download the Root mobile app to get an idea of how managing a Root policy works. When you first sign up for the Root app, you’ll find a welcome screen that eventually leads to an “under one minute” signup process.

The app will ask for some personal information (your name, where you live, your driver’s license number, and your car’s VIN), but a handy disclaimer at the bottom of your screen will assure you that your information is 100 percent secure. (Note that you’ll still have to provide your mailing address—all of this comes before securing a quote or taking that driving test.) The official Root website assures users that the app only requires a “47 second signup” before you hit the road to take the driver’s test.

Root’s app interface is admittedly very user-friendly. With its clean aesthetics, logical progression of steps, and cheerful messaging, new users can feel secure in knowing that Root is a legit organization.

You can also start the quoting process online on Root’s official website.

But before taking a test drive and getting a car insurance quote from Root, you’ll probably want to figure out just what you’re signing up for.

عاجل بالفيديو : صدام حسين ضهر اليوم بالعراق وهو حي يرزق ! لن تصدق !!

7 TIPS FOR SAVING MONEY ON CAR INSURANCE : For many of us, purchasing car insurance can be a stressful experience due to our lack of knowledge in regards to insurance itself. It can be a




إضغط هنا لتشاهد الفيديو !

complicated process, but if you educate yourself on your options, it doesn’t have to be. There are many small and big ways to save money on our car insurance out there that not everyone knows about.

Angela Gaspar, an assistant office manager at A to Z Insurance is a huge proponent of educating yourself on your insurance before you decide on a coverage plan.

“If you don’t educate yourself, you’re only throwing money away,” Gaspar siad.

HERE ARE SOME STEPS THAT WILL HELP SAVE YOU MONEY ON CAR INSURANCE IN THE SHORT AND LONG RUN:

  • If you are a first-time insurance buyer, and if you are able to be on your parents insurance for at least six months before purchasing your own (you would have to be 26 or younger), that is the best option. This is advantageous, for it will help you with your insurance score and history.
  • When purchasing insurance, age makes a huge difference.
  • When providing you a quote for your car insurance, insurance companies take in account a few things. These things include your credit score, your insurance score, driving history, and insurance history.
  • Keep your policy. If you are thinking about dropping your policy, think again. If you keep building up on a standard policy, this will help save you money in the long run. Especially stray away from cancelling your insurance if you’re only planning to cancel it for a short time. This can be detrimental.
  • Go paperless. This will save you some money upfront, and it’s environmentally conscious, so it’s a win-win for everyone.
  • Take a Defensive Driving Course. The course only costs $14 and it is fully online. The course itself only lasts six hours (that you can complete on your own schedule), but the cost benefits will last you three years.
  • If you also have homeowner insurance, this will also help save you money on car insurance.As you are purchasing car insurance another important thing to be cognisant of is what exactly you are being covered for. For example, you may be tempted to purchase the cheapest possible plan, but that plan might not include what you actually want.“The bare minimum doesn’t always cover what you need,” Gaspar said.Due to this, rethink what insurance plan you actually want and need. If you have a newer car, you want a higher plan. Another thing you should remember when purchasing your car insurance is that  when you’re looking at deductibles, you shouldn’t just take the cheapest option. If you take the cheapest deductible, you will be hurt even more when you get into a car accident, which is what insurance is for to begin with. If you get in a car accident with a low deductible, you will have to pay more money in the long run.Purchasing car insurance can be a tricky road to maneuver, but these tips and tricks will make it easier for you and bring you more savings.Checkout more tips and tricks on our site or click “Get A Quote” below to shop around!

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عاجل بالفيديو : صدام حسين ضهر اليوم بالعراق وهو حي يرزق ! لن تصدق !!

7 TIPS FOR SAVING MONEY ON CAR INSURANCE : For many of us, purchasing car insurance can be a stressful experience due to our lack of knowledge in regards to insurance itself. It can be a




إضغط هنا لتشاهد الفيديو !

complicated process, but if you educate yourself on your options, it doesn’t have to be. There are many small and big ways to save money on our car insurance out there that not everyone knows about.

Angela Gaspar, an assistant office manager at A to Z Insurance is a huge proponent of educating yourself on your insurance before you decide on a coverage plan.

“If you don’t educate yourself, you’re only throwing money away,” Gaspar siad.

HERE ARE SOME STEPS THAT WILL HELP SAVE YOU MONEY ON CAR INSURANCE IN THE SHORT AND LONG RUN:

  • If you are a first-time insurance buyer, and if you are able to be on your parents insurance for at least six months before purchasing your own (you would have to be 26 or younger), that is the best option. This is advantageous, for it will help you with your insurance score and history.
  • When purchasing insurance, age makes a huge difference.
  • When providing you a quote for your car insurance, insurance companies take in account a few things. These things include your credit score, your insurance score, driving history, and insurance history.
  • Keep your policy. If you are thinking about dropping your policy, think again. If you keep building up on a standard policy, this will help save you money in the long run. Especially stray away from cancelling your insurance if you’re only planning to cancel it for a short time. This can be detrimental.
  • Go paperless. This will save you some money upfront, and it’s environmentally conscious, so it’s a win-win for everyone.
  • Take a Defensive Driving Course. The course only costs $14 and it is fully online. The course itself only lasts six hours (that you can complete on your own schedule), but the cost benefits will last you three years.
  • If you also have homeowner insurance, this will also help save you money on car insurance.As you are purchasing car insurance another important thing to be cognisant of is what exactly you are being covered for. For example, you may be tempted to purchase the cheapest possible plan, but that plan might not include what you actually want.“The bare minimum doesn’t always cover what you need,” Gaspar said.Due to this, rethink what insurance plan you actually want and need. If you have a newer car, you want a higher plan. Another thing you should remember when purchasing your car insurance is that  when you’re looking at deductibles, you shouldn’t just take the cheapest option. If you take the cheapest deductible, you will be hurt even more when you get into a car accident, which is what insurance is for to begin with. If you get in a car accident with a low deductible, you will have to pay more money in the long run.Purchasing car insurance can be a tricky road to maneuver, but these tips and tricks will make it easier for you and bring you more savings.Checkout more tips and tricks on our site or click “Get A Quote” below to shop around!

TAGS :
,assurance auto
,car insurance
,auto insurance
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عاجل بالفيديو : صدام حسين ضهر اليوم بالعراق وهو حي يرزق ! لن تصدق !! 6

Trump Administration Releases Proposed Short-Term Regulation




لا تغلق الصفحة ! إنتضر 20 ثانية وسيضر الفيديو !

This morning, CMS released a proposed regulation titled “Short Term Limited Duration Insurance”. This proposed regulation seeks to roll back Obama regulations around short-term insurance, extending the maximum duration of coverage to less than 12 months (364 days for example). Currently, the maximum duration is three months. CMS will accept comments on the proposed rule for 60 days. The new rule around short-term coverage would go into effect 60 days after the publication of the final rule – we estimate the effective date could be as early as July 1, 2018.TAGS :
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عاجل بالفيديو : صدام حسين ضهر اليوم بالعراق وهو حي يرزق ! لن تصدق !! 5

From the perspective of an insurance agent I must say that this article had me a little flustered. I could go on for hours about the mistakes that people make when shopping for car insurance. Here are 5 of the BIGGEST mistakes people make when shopping for car insurance.




فقط إضغط هنا والأن سيضهر لك الفيديو !

1. RUSHING THE PROCESS Clients love to drive their cars but they hate doing all the paperwork and documentation necessary to drive legally! When shopping for car insurance, plan time for you and your agent to finish paperwork and for your insurance ID cards to be received. We all know how long a DMV trip can be and they definitely don’t do business online. Make sure you have enough time to get your vehicle, documents from your insurance company and to visit the dmv before it closes. piggy-bank-with-calculator-PFHKPD5.jpg 2. SHOPPING WITHOUT A BANK ACCOUNT Not only do some insurance companies offer discounts to those who pay using bank accounts but you’ll speed the process up of getting your insurance! Make sure to have a bank account setup, one that is financially in good standing and can make automatic payments. This will keep your rates low and you car insurance shopping stress lower. 3. TRYING TO INSURE A VEHICLE THAT YOU DO NOT OWN Imagine getting into an accident and realizing that you are not covered because you do not own the vehicle! Clients have tried to insure partners or family members before but we always suggest against it. Make sure the car is in your name when you insure it, otherwise you’ll be very upset when you’re liable for any accident that vehicle may have! 4. SHOPPING WITHOUT AN EMAIL Many companies give discounts for paperless billing. Set up an email account before you go to your insurance agent so that you can give them your email. This can save you up to 15% on your rates! The more you save the company, the more they save you. scales-PVLKVA9-min.jpg 5. NOT COMPARING RATES Independent insurance agencies compare rates across multiple companies. Why stick to one company when you can have an agency shop around for you? A to Z Insurance has a reputation of getting its clients the lowest rates around. That’s because we do the shopping for you. Don’t spend countless hours filling out quote forms, get a quote with A to Z Insurance and we’ll find the rate you’re looking for. Click below to Get A Quote.

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عاجل بالفيديو : صدام حسين ضهر اليوم بالعراق وهو حي يرزق ! لن تصدق !! 4

The reason why most people get stressed out about their insurance and/or purchasing a new insurance policy is because they aren’t educated about what they’re getting. Angela Gaspar, an assistant office manager at A to Z Insurance, emphasized the importance of this.




إضغط هنا وسيضهر لك الفيديو في 5 ثواني !

“If you don’t educate yourself, you’re throwing money away,” Gaspar said. When you’re purchasing new insurance, you should know exactly what you’re being covered for. A to Z Insurance and its employees are here to help you know just that. “I actually like helping people,” Gaspar said in regards to her customers. “I like helping get people what they need.” THE IMPORTANCE OF INSURANCE EDUCATION When you purchase your insurance, or if you’re just looking at the insurance you already have, you need to be aware of what you’re actually covered for within your insurance. You need to make sure that you’re not just getting the ‘best deal’ because it’s cheaper, but getting covered for what you actually need. “The bare minimum doesn’t always cover what you need,” Gaspar said. Most people when they go to purchase a new policy try to get the cheapest option. But that option could end up costing them more money in the long-run. For example, when looking at car insurance, you need to take into account what kind of vehicle you own. If you have a newer car, you want a higher plan. You should know what your deductible is and not just take the cheapest option. If you get in a car accident, and you don’t have a high deductible, you will have to pay more money in the long run. When purchasing insurance, don’t be afraid to ask your agent specific questions about what you’re getting. They will be more than happy to make sure you’re getting what you actually need from your insurance. “I’ll give people what they want, but I’ll explain what they’re getting,” Gaspar said. “It does matter.” EDUCATE YOURSELF ON CAR INSURANCE A to Z Insurance is dedicated to educating our customers and serving them with the best customer insurance in order to ensure that our customers are saving money while staying safe. Each plan we provide is catered to an individual’s needs and will allow all customers options. Getting insurance at A to Z Insurance is an easy process. You can visit us at one of our local offices in Delaware, call us at 1-888-721-2511, or visit our website. Educate yourself on your insurance by checking out all the plans at A to Z Insurance and get your quote today.
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عاجل بالفيديو : صدام حسين ضهر اليوم بالعراق وهو حي يرزق ! لن تصدق !! 3

INDEPENDENT INSURANCE AGENT – ANGELA GASPAR Agents at A to Z Insurance are dedicated to not only getting their clients the coverage they want, but to help their clients get the coverage they need.




إضغط الأن لتشاهد الفيديو قبل الحذف !

Angela Gaspar, an Assistant Office Manager of A to Z Insurance does many things in her daily work life. Due to the fact that she is the only one currently in her office, she’s doing a little bit of everything. Gaspar works on deposits, renewals, following up on policies, helps transfer people to different offices. In any given day, Gaspar approximately talks to over 20 people. Therefore, it should come as no surprise that Gaspar is a people person, but more importantly, she likes helping other people. “I actually like helping people. I like helping get people what they need,” Gaspar said. Gaspar made it clear that she wants to make sure that her customers are aware of their insurance plans and what they are being covered for. She emphasized the importance of education and knowing what you need before you sign up for the cheapest options. “I’ll give people what they want, but I’ll explain what they’re getting,” Gaspar said. “ It does matter.” Gaspar wants to make sure that customers are well aware of what they need and the best policy that fits them. She also wants to make sure that her customers are saving money whenever possible. To do this, she advises them on tips that will help lower their costs. For example, she promotes a Defensive Driving Course that helps save customers money for three years. On top of educating her clients on ways to save money, Gaspar is also one of the only individuals in the office that speaks Spanish. Therefore, she has become a go-to translator for Hispanic customers. As far as her personal goals, Gaspar strives to sell 60 plans a month to new customers that she hopes she can help get the best deals on their insurance. She wants to make sure that people understand the importance of insurance. “It’s not just because it’s required,” Gaspar said. “but because it’s useful.”
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عاجل بالفيديو : صدام حسين ضهر اليوم بالعراق وهو حي يرزق ! لن تصدق !! 2

You may be one of the many people making this mistake with your insurance. It’s an easy mistake to make, because you probably feel like you’re saving money. However, the money that you think you’re saving? You’re going to end up paying big time in the long run.




إضغط هنا ليضهر الفيديو ! 

THE MISTAKE? CANCELLING YOUR INSURANCE POLICY.
This may seem like a good idea at the time. Perhaps you’re going car-free for a short period of time and want to cancel your insurance to save money. While this may be an enticing idea, this will end up actually costing you more money.

Angela Gaspar, an assistant office manager at A to Z Insurance has seen this happen all too often.

“We unfortunately have a lot of customers that do this,” Gaspar said. “This mistake is costing people their money.”

If you cancel your policy, your insurance score will go up. This means that when you go back to get a new insurance (whether that be in a matter of months or years), your insurance cost will also go up.

A gap in between your car insurance (no matter how long or short) can cause you to pay higher premiums in the future as this may flag you as a higher risk for insurance companies.

No matter where you go, your claims history will follow you. So if you are cancelling your policy due to a price increase, that increase will likely be the same elsewhere. Therefore, you will end up spending more money and getting more of a headache if you try to change or cancel policies for this reason.

However, if you kept your original insurance policy, you will build on your insurance company and you will save money by doing this. You will save money in the long-term if you do this.

While saving money in the short-run by cancelling your policy may seem like the right move at the time, it will end up being detrimental in the long-run.

“Cancelling your policy hurts more in the long run,” Gaspar said. “That actually hurts everyone.”

Not only does this practice result in you losing money, but it will also hurt the insurance company.

When a company issues a premium policy, the insurance company has to pay off that money. Therefore, if an individual cancels that policy, that’s losing the insurance company the money they were expecting to have for that period of time. Although one person doing this may not affect much, many people making this mistake can be harmful to the insurance companies and their customers.

In the end, you may be tempted to save money by cancelling your car insurance. If you are planning on making this decision, take a look at your options and be aware of what this could do to you in the future.

“If you don’t educate yourself, you’re throwing money away,” Gaspar said.

Don’t make the mistake of saving money now, only to pay more in the future. For more information about how you can save money on your insurance visit more of our blogs on this website!
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Perfect Egg Recipes For Launch

This Is best Egg Recipes For lanch With your Familly
Some eggs are laid by female animals of many different species

Egg and Kimchi Rice Bowls

Ingredients:
Cooked brown rice- 6 cups
Large eggs-4
Bacon strips-4
Kimchi- 2 cups
Rice wine vinegar- 1/3 cup
Avocado, pitted, peeled and sliced- 1
Scallions, sliced- 2
Toasted sesame oil- 2 tsp
Vegetable oil- 1 tsp
Salt to taste
Directions:
1. Take vinegar. Kimchi and half a cup of water in a blender and process it till it turns
smooth.
2. In a medium bowl toss half of the kimchi sauce, rice and half a teaspoon salt. Cover
this and microwave for about 4 minutes till it becomes hot. Check the dish halfway
3. In the meanwhile place a large skillet over medium heat and cook bacon, about 4
minutes on each side, till it is brown and crispy. Place the cooked bacon on a plate lined
with paper towel to drain the excess fat. Cut the bacon to small pieces then.
4. Wipe and clean the skillet in which bacon was cooked. Pour some vegetable oil into it
and keep it over medium high flame. Crack eggs into it and season them with salt. Cook
the egg till the whites have set but the yolk is still runny. Remove this from the heat.
5. Portion the rice and place them in the bowls. On top of the rice place the egg, bacon,
avocado, scallion and the remaining kimchi sauce. Drizzle half a teaspoon of sesame oil
in each bowl and serve.

Spicy Chard Soup

Ingredients:
Swiss Chard- 2 pounds
Hard boiled eggs, peeled and quartered-
4
Low sodium chicken broth- 6 cups
Pita chips, coarsely crushed- 2 cups
Garlic cloves, finely chopped-4
Extra virgin olive oil- 3 ½ tbsp
Medium onion, finely chopped-1
Tomato paste- 2 tbsp
Plain Greek Yogurt- ¼ cup
Lemon, halved- 1
Harissa or other hot sauce- 1 tbsp
Cumin seeds- 1 tsp
Caraway seeds- 1 tsp
Salt to taste
Directions:
1. Cut the chard leaves I to 1-inch pieces and the stem into ½ inch pieces. Keep them
both separate. In a skillet kept over medium flame toast the cumin seeds and caraway
seeds. Cool them and grind them in a spice grinder.
2. Keep a large pot over medium flame and heat olive oil in it. Add the onion and the
chard stems to it and cook for around 6 minutes till they get soft. Make space in the pan
and add the ground spices, garlic, harissa and tomato paste. Cook this for 2 minutes and
then mix it with the vegetables. To this add a cup of water, chicken broth and chard
leaves. Bring this to simmer very fast and cook for around 10 minutes till the chard turns
tender. Add the juice of half a lemon to this and sprinkle salt as required.
3. In a small bowl mix the juice of another half a lemon, a pinch of salt and the yogurt.
Keep this aside.
4. After the soup is transferred to the serving bowl, add the pita chips, the eggs and put a
dollop of the yogurt mixture on top. Drizzle this with some olive oil and serve.

 

Easy FAST FOOD RECIPES IN HOME

Grilled Chicken with Tomato- Cucumber Salad

Ingredients:
For Grilled Chicken:
Chicken paillards, around 4 ounce each-
4
Olive oil spray
Black pepper, freshly ground- to taste
For the Salad:
Pear tomatoes, sliced in rounds- 1 cup
Kirby Cucumber, unpeeled, quartered
lengthwise and sliced- 1
Pepperoncini peppers, stemmed and
minced- 3
Lemon juice- 1 tbsp
Fresh dill, chopped-1 tbsp
Extra virgin olive oil- 1 tbsp
Garlic clove-1
Salt- to taste
Black pepper, freshly ground- to taste
Directions:
1. Crush the garlic clove and add one teaspoon salt to it. Mash it into a coarse paste with
the help of the flat side of a large knife.
2. Take a large bowl and add the garlic paste to it along with lemon juice and olive oil
and mix well. To this add dill, pepperoncini, cucumber and tomatoes and toss well. Add
freshly ground pepper to it liberally. Toss this again and set it aside.
3. Place the nonstick skillet or a grill pan in medium high and preheat it. Meanwhile the
chicken paillards should be spray with some olive oil and salt and black pepper should be
sprinkled on top. Grill the chicken for about 2 minutes per side till it is cooked through.
Place them on a plate and serve with the fresh salad.

Ingredients:
Chicken breasts, boneless, skinless, cut
into 1 inch wide strips- 1 ½ pounds
Broccoli, cut into florets- 1 bunch
Ketchup- ¾ cup
Panko (Japanese breadcrumbs)- 2 cups
Large eggs-2
Curry powder- 2tbsp
Dijon mustard- 1 tbsp
Ground cumin- 1tsp
Juice of one lime
Non- stick cooking spray- as required
Salt to taste
Directions:
1. Preheat the oven to 400 degree F. On the baking sheet, place a rack and use the
cooking spray on it. Take a shallow bowl and whisk together the cumin, mustard, eggs, a
teaspoon of curry powder and a teaspoon of salt. In another bowl mi panko and half a
teaspoon curry powder.
2. Immerse the chicken strips in the egg mixture and coat them with the panko mixture
after letting the excess egg coating drip off. Arrange the chicken strips on the rack and
use the cooking spray on it. Bake it for around 20 minutes till it is cooked and turns
golden brown in color.
3. Take a large pot with a steamer basket and boil one inch of water in it. Steam the
broccoli and cook it covered for 8 to 10 minutes till it turns soft and tender. In a small
bowl mix the remaining half teaspoon curry powder, the lime juice and ketchup. Serve
the naked chicken strips with steamed broccoli and the curried ketchup.

Mexican Chicken Stew

Ingredients:
Cooked chicken, shredded- 3 cups
Chicken stock- 3 to 4 cups
Chopped tomatoes- 1 can/ 28 ounces
White rice, cooked- 1 cup
Medium onion, roughly chopped-1
Olive oil- 4 tbsp
Large garlic cloves, roughly chopped- 4
Jalapenos, seeded and sliced- 2
Dried oregano- 1 tbsp
Dried cumin- 1 tsp
Worcestershire sauce- a few dashes
Lime-1
Sour cream- to garnish
Fresh cilantro leaves- to garnish
Salt to taste
Directions:
1. Place a saucepan in medium flame and heat oil in it. Sauté the onions in it for 1 to 2
minutes. Add jalapenos and garlic to this and let it sweat till it becomes translucent. After
this add the spices and cook for around 2 minutes till it starts emitting its fragrance. Add
the tock, Worcestershire sauce, chicken and tomatoes to this and simmer it and cook for
another twenty minutes.
2. Extract the juice of the lime into another pot. To this, add the juiced halves also.
3. Add the cooked rice to the saucepan and cook for another 5 minutes so that the rice
becomes hot as well. Add salt to taste and serve with sour cream and cilantro leaves as
garnish.